Entries by Mehalic Law PLLC

What Are My Rights If a Contractor Took My Deposit and Walked?

You hired someone to remodel your kitchen or replace your roof, wrote a check for the deposit, and then the calls stopped. The contractor stopped showing up, stopped answering texts, and left you with a torn-up house and a lighter bank account. It is one of the most common consumer problems in the country — […]

Recognizing When an Insurer Acts in Bad Faith and What to Do About It: A Comprehensive Guide for West Virginians

Insurance is, at its core, a contract of indemnity and peace of mind. You spend years, sometimes decades, diligently paying premiums, following the fine print, and maintaining your property or health. You do this with the implicit understanding that if a catastrophe occurs—whether it is a house fire, a debilitating car accident, or the loss […]

How West Virginia Law Protects You Against Creditor Harassment

For many West Virginia residents, a sudden financial downturn—whether due to medical emergencies, job loss, or economic shifts—can lead to the overwhelming stress of mounting debt. While creditors have a legal right to seek repayment, they do not have a license to abuse, harass, or deceive you. West Virginia boasts some of the strongest consumer […]

Survey Says: Automobile-Related Complaints Top Consumer Problems

This should come as no surprise. The Consumer Federation of America has published its annual survey of the top ten complaints made to state and local consumer agencies, and automobile-related problems are number one. The top consumer complaints include misrepresentations in advertising or sales of new and used cars, deceptive financing practices, defective vehicles, faulty repairs, car leasing and […]

Consumer Alert: Check your credit reports if you’re a T-Mobile customer

If you are or have been a T-Mobile customer, pay attention: T-Mobile now says more than 54 million people have been affected by the data breach it disclosed earlier this week. Data, including names, dates of birth, Social Security numbers, driver’s license numbers, and information from other types of identification, have been compromised in a […]