Jeffrey Mehalic’s Legal Blog

Accepting Cases in Morgantown, Wheeling, Martinsburg & Nearby West Virginia

Debt Collectors Can Take Your Stimulus Money in West Virginia

April 20, 2020
You need to be aware that if you receive a stimulus payment under the federal CARES Act by direct deposit or deposit it yourself, debt collectors in West Virginia may be able to seize or garnish some or all of those funds to satisfy a judgment. That's what happened to Cheri and Seth Long, whose outrageous treatment is described in this story in the (Morgantown, WV) Dominion-Post. West Virginia University Hospitals attempted to seize the Longs' stimulus payment in order to satisfy a judgment WVUH had received for, you guessed it, medical debt the Longs owed.  Part of the problem is that, unlike other states, debt collectors in West Virginia have been designated as an "essential business" by… Read Full Post

COVID-19 UPDATE

March 31, 2020
I hope you are taking care of yourself and your loved ones to stay safe in this environment. These are uncertain and scary times.  If you are a current client, please know that I am continuing to represent you aggressively, despite the challenges we face. I am available to answer any questions you have about your case and I can access your case file remotely through my firm's case-management program.  If you are a potential client, you can reach me online and by telephone to talk about any potential claims you may have. We don't need to meet in person in order for me to represent you. My firm uses video and digital technology to allow you to remain in your home while I begin to work on… Read Full Post

What to Bring to a Meeting With a Personal Injury Attorney

February 24, 2020
The idea of meeting with a personal injury attorney can be scary if you've never done it before. With everything you have to deal with in the aftermath of your injury, from getting medical treatment to filing an insurance claim, approaching an attorney can be intimidating. Morgantown personal injury attorney Jeff Mehalic wants to make this process as easy for you as possible. This blog breaks down everything you should bring to your first meeting with a personal injury lawyer to help make your claims process as smooth as possible. If you were injured because of the actions or negligence of another person, Jeff will fight to get you the compensation you deserve. With more than 30 years of… Read Full Post

Should I Represent Myself in a Personal Injury Case?

January 24, 2020
Generally, it is a bad idea to represent yourself in a personal injury case. A personal injury attorney can bring resources and expertise to your case that you cannot muster. A lawyer will also know legal processes better and have experience arguing against opposing attorneys. This blog from West Virginia personal injury attorney Jeff Mehalic breaks down why you should not represent yourself in your personal injury claim. It also explores the limited circumstances in which representing yourself could potentially work. Why Representing Yourself in a Personal Injury Case Rarely Works There are numerous traps that you can fall into if you try to litigate a case without a personal injury… Read Full Post
Category: Personal Injury

5 Signs A Car is a Lemon

January 03, 2020
Few feelings can be as gutting as realizing the car you just bought is a lemon. After spending countless hours researching vehicles, test-driving, and securing your finances, the last thing you want is for your car to break down the second you drive it off the lot. This blog from consumer protection attorney Jeff Mehalic breaks down red flags that could indicate that a car you're looking at is a lemon. Jeff has more than 30 years of experience helping everyday people assert their rights against powerful interests. If you have been a victim of auto fraud, he will pursue your claim. Uneven or Mismatched Tire Tread If a car is maintained correctly, the tread on the tires should be worn… Read Full Post

5 Things Debt Collectors Don't Want You to Know

December 30, 2019
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Few things in life cause more stress than paying a debt. If you fall behind on payments, debt collectors may start to contact you, which leads to its own set of headaches. Although debt collectors do have the right to contact you about your debt, these efforts are subject to certain rules. Many consumers don't realize that it is illegal for debt collectors to practice harassment and intimidation. Some debt collection agencies may capitalize on this unawareness to try to bully you into paying them massive amounts of money. Unscrupulous debt collectors are counting on you not knowing your rights. If you are experiencing debt collection harassment, a qualified attorney can explain how… Read Full Post

How to Fix a Credit Report Error

November 26, 2019
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A credit report can make or break your ability to qualify for a loan, where you are able to live, your employment opportunities, and much more. Errors on a credit report can turn your life upside-down, closing doors and costing you money. There are steps you can take to correct credit reporting errors, but the process can be time-consuming. If you're struggling to resolve an error or the reporting agency fails to correct its mistake, hiring an attorney may be in your best interest. How Do I Know If My Credit Report Contains an Error? The best way to catch errors is to request a credit report from the major credit bureaus. Transunion, Equifax, and Experian are required by law to provide… Read Full Post

Why Am I Being Harassed by Debt Collectors?

November 11, 2019
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Being contacted by a debt collector is scary. You already feel the pressure of falling behind on payments, and someone reaching out to you about what you owe creates additional stress. The law does protect creditors' rights to collect the money they are owed. However, debtors also have rights, including protection from harassment. The first key to stopping debt collection harassment is to understand what the law considers harassment. If you are indeed being harassed by debt collectors, there are steps you can take to protect your rights – up to and including hiring an attorney. What Is Harassment? State and federal laws define unlawful conduct by debt collectors in a variety of ways,… Read Full Post

How Do I Stop Robocalls?

October 22, 2019
If you’re being harassed by spam calls, telemarketers, or even frequent calls from legitimate creditors, your recourses may include getting on the Do Not Call Registry and pursuing legal action. Unwanted calls can be more than a nuisance. They can inundate you to the point that they disrupt your daily life, affect your peace of mind, and run up your cell phone bill. Consumer protection attorney Jeff Mehalic believes that no one should have to put up with these calls, even from lawful debt collectors. He can help you put a stop to them and potentially recover compensation. This blog breaks down how to stop these odious calls. What is a Robocall? The Telephone Consumer Protection Act, or… Read Full Post

How to File a Lemon Law Claim in West Virginia

September 30, 2019
There are few feelings worse than finding out that the vehicle you just purchased is defective. Buying a "lemon" can cost you hundreds, even thousands, of dollars on top of the original sale price. It can also cause serious injuries or fatalities if your car fails while you're driving it. To protect consumers from dealers who sell such vehicles, West Virginia's lemon law allows people to sue the dealers or manufacturers who sold them lemons. This blog from consumer fraud attorney Jeff Mehalic breaks down how to file a claim under the lemon law. With more than 30 years of experience protecting ordinary people from fraud, Jeff is dedicated to fighting powerful institutions on his clients'… Read Full Post